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Data science is the application of data mining, machine learning, and statistical analysis. It is great for discovering patterns in complex data sets and multi-disciplinary solutions. Many issues affect the BFSI companies, but solving financial problems innovatively is more important. We will learn about the challenges and opportunities for financial data science in finance. Data science can help improve the customer experience by understanding the customer’s needs. It can help banks and insurance companies personalize their offers to increase conversion rates.