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Buy Now, Pay Later (BNPL) plans offer flexibility that other options can't. BNPL plans are superior to cash and debit in that customers don’t have to pay the full amount right away right away. They also have a leg up on credit in that they don't charge the same fees and interest rates that credit cards do. 77% of pet owners are familiar with BnPL, and over half have used it as an alternative to other payment methods. Dental care tends to be covered separately from other forms of health insurance in America.