Too Long; Didn't Read
Decentralized finance (DeFi) has higher returns and interest rates than typical banks and savings accounts. OnJuno is an entire banking services app for managing your crypto and cash. It even allows you to earn your paycheck in digital assets. The platform offers two high-yield checking accounts, each paying 1.20% in annual interest on balances up to $5,000. It also offers fee-free buying, storing, and selling cryptocurrencies with no minimum payments required, and provides 4% yearly interest on USDC savings.