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Crypto Loan Services Enable You To Profit Off Of HODLing Bitcoin with instant crypto loans. The problem with Bitcoin stashes in your crypto wallet is that you can’t use them if you have a long-term investment strategy. There’s a way to get some digital cash for your current needs without selling any single Satoshi. You entrust a crypto lending platform to currently store your Bitcoin or ETH in secure storage, and get a cryptocurrency loan with stablecoins (USDT or USDC) for whatever need you have.