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Since n.d.

We provide consumers with insurance that is win-win:\n(i) amazing if you need us: no small print and 24/72hrs fulfilment (vs 4-18days by competition) \n(ii) up to 80% money back, every year, if you and your friends don't claim\n\nWe do so by taking insurance back to its 17th century roots, when incentives were aligned across the value chain and customers got money back when there were no claims