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XinFin (XDC) Network XinFin is an open-source hybrid blockchain platform. XDC is positioned to connect real-world finance markets and origination to DeFi markets. The focus is for XDC to be a de-facto standard for recording payment obligations for institutions which include buyers, suppliers, governments, and banks. Payment obligations can also be recorded for the employer to employee transactions which can potentially create opportunities for payday loans, mortgage origination, and auto loans on the XDC Network.