Too Long; Didn't Read
There are now 36.5 million people in the US who own some form of crypto asset. Hardware wallets can be broken down into 2 aspects: technical security and human error. How the hardware wallet connects to the companion application/device is the key here. How “air-gapped” your hardware wallet is determines how costly it is for a hacker to steal your assets. You don’t need to trust the government's verification to trust a Secure Element yourself. You can verify the legitimacy of the Secure Element (SE) with open source firmware.