This Twitter thread is by Andrew Lokenauth @FluentInFinance (source: 07-08-2023). Lokenauth has 15 years of experience in banking and tech.
https://twitter.com/fluentinfinance/status/1677784579111899141?s=46&embedable=true&thread=true
The lead image for this article was generated by HackerNoon's AI Image Generator via the prompt “Dollar Bill.”